COMMONWEALTH OF KENTUCKY
LAWRENCE CIRCUIT COURT
C.A. NO. 24-CI-00194
HSBC BANK USA, N.A., AS INDENTURE TRUSTEE
FOR THE REGISTERED NOTEHOLDERS OF
RENAISSANCE HOME EQUITY LOAN TRUST 2005-3,
RENAISSANCE HOME EQUITY LOAN ASSET-BACKED
NOTES, SERIES 2005-3 PLAINTIFF,
VS: NOTICE OF COMMISSIONER’S SALE
LARRY MESSER AKA LARRY DALE MESSER,
LAWRENCE COUNTY, BILL FRANKLIN MESSER,
CAPITAL ONE, NATIONAL ASSOCIATION,
SUCCESSOR BY MERGER TO CAPITAL ONE BANK,
JESSIE MESSER, PORTFOLIO RECOVERY ASSOCIATES, LLC,
UNKNOWN HEIRS/ DEVISEES/ LEGATEES/ BENEFICIARIES
OF JOE HALL (DECEASED), UNKNOWN HEIRS/DEVISEES/ LEGATEES/BENEFICIARIES OF MARY BELL MESSER AKA
MARY BELL HALL (DECEASED), UNKNOWN SPOUSE OF
BILL FRANKLIN MESSER, UNKNOWN SPOUSE OF JESSIE MESSER, UNKNOWN SPOUSE OF JOE HALL (DECEASED), UNKNOWN
SPOUSE OF LARRY MESSER AKA LARRY DALE MESSER,
UNKNOWN SPOUSE OF MARY BELL MESSER AKA
MARY BELL HALL (DECEASED) AND UNKNOWN SPOUSE
OF MARY MESSER AKA MARY L. MESSER (DECEASED) DEFENDANTS
Pursuant to the Judgment and Order of Sale rendered in the above-styled action on May 23, 2025, for the sum of sixty-eight thousand eight hundred fifty-one dollars and thirty-eight cents ($68,851.38), plus interest and other costs and expenses, I shall proceed to offer for sale at the front door of the Lawrence County Courthouse, at 122 S. Main Cross Street, in Louisa, Kentucky, to the highest bidder, at public auction on June 27, 2025, at or about the hour of 11:00 a.m. the following described property, lying and being in Lawrence County, Kentucky, to-wit:
PARCEL ID NO. 067- 20-00-022.00
And more commonly known as: 1646 Cedgap Rd, Louisa, KY 41230
TERMS OF SALE:
1. The successful bidder, if other than Plaintiff, HSBC Bank Usa, N.A., as Indenture Trustee For The Registered Noteholders of Renaissance Home Equity Loan Trust 2005-3, Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-3, or its affiliates, successors or assigns, at the time of sale, shall either pay cash or make a deposit of ten percent (10%) of the purchase price, with the balance on credit for thirty (30) days.
2. The successful bidder, if other than Plaintiff HSBC Bank Usa, N.A., as Indenture Trustee For The Registered Noteholders of Renaissance Home Equity Loan Trust 2005-3, Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-3, or its affiliates, successors or assigns, shall be required to execute a bond with good surety thereon for the unpaid purchase price of said property, if any, bearing interest at the rate the judgment bears from the date of sale until paid, having the force and effect of a Judgment upon which execution may issue, if not paid at maturity; and a lien shall be retained upon the real property above described as additional security.
3. The property shall be sold subject to any easements and restrictions of record in the Lawrence County Clerk’s Office and such right of redemption as may exist in favor of the United States of America and/or the record owners thereof, pursuant to 28 U.S.C. or KRS 426.530.
4. The purchaser shall be required to assume and pay all real property taxes or assessments upon the property for the calendar year 2024 and all subsequent years.
/s/NELSON T. SPARKS
NELSON T. SPARKS
MASTER COMMISSIONER
LAWRENCE CIRCUIT COURT
